Auto Insurance State Minimums
Texas law requires people who drive in Texas to pay for the accidents they cause. Most drivers do this by buying auto liability insurance.
Liability insurance pays to repair or replace the other driver’s car and pays other people’s medical expenses when you are at fault in an accident. It doesn’t pay to repair or replace your car or for your injuries. Consider buying other types of coverage – such as personal injury protection or medical payments, collision, and comprehensive (other than collision) – to pay your expenses.
Most drivers buy liability insurance to meet the state’s financial responsibility law. You must buy at least the minimum amount of coverage. The minimum liability limits are $30,000 for each injured person, up to a total of $60,000 per accident, and $25,000 for property damage per accident. This basic coverage is called 30/60/25 coverage.
Because of car prices and the high cost of medical care, the minimum amounts might not be enough to pay all of the costs you’re responsible for if you’re at fault in an accident. You must pay the costs above your insurance limits. Consider buying more than the basic limits to protect yourself financially. (Source: tdi.texas.gov)
San Antonio Texas
San Antonio (Spanish for "Saint Anthony") is the seventh most populous city in the United States of America and the second most populous city in the state of Texas, with a population of 1.3 million. It was the fastest growing of the top 10 largest cities in the United States from 2000-2010, and the second from 1990-2000. The city is located in the American Southwest, the south–central part of Texas, and the southwestern corner of an urban region known as the Texas Triangle. (Wikipedia.org)
Moore Insurance Agency
Moore Insurance Agency was established in 2006 by Gary Moore Sr. and Gary Moore Jr. With a combined experience of 40+ years, with companies & agencies such as Allstate and Swantner & Gordon, the agents provide us with the knowledge that enables us to serve our customers needs. Contact us today to get a San Antonio auto insurance quote.